See Your Finances With Optimism

Implementing a sinking fund within our budget was easily the biggest game changer when we started budgeting and pursuing financial independence .

Why? It eliminated the need to dip into savings or go back into credit card debt when one of those expenses, like booking a flight for a summer trip, came up.

Setting up the sinking funds tracker (aka non-monthly expense account) got us out of the credit card debt vortex and gave us confidence in our monthly budget . We knew we'd have enough money to save for our savings goals while also covering all of the unforeseen expenses that come up throughout the year.

One of the quickest ways to achieve financial independence and escape the rat race is by generating passive income. Diversifying your passive income stream can provide a steady flow of income in early retirement or allow you to build enough of a nest egg in order to take a sabbatical or start semi-retirement. Whether you're an entrepreneur, a freelancer, or a nine-to-fiver, learning how to generate passive income can help you accelerate your wealth-building and live life on your terms.

But when I first started my journey to building passive income, I was overwhelmed by the sheer number of books out there on the subjects of personal finance, cash flow investing, real estate investing, and starting digital businesses. I had a few passive income ideas but didn't know where to start.

So I've compiled a list of my favorite 10 books on passive income. There are multiple paths to earning passive income and almost all of them require quite a bit of active work to build up; but over time, all of these paths can be automated so you can focus on the things that matter most to you.

Ready to attract more abundance and prosperity into your life? It all starts with your mindset.

One of the key tools I used to go from being someone who was drowning in debt, living paycheck to paycheck, to becoming debt-free and achieving financial independence, was changing how I thought about money and the stories I told myself. I strongly believe that using a money affirmation can be a simple but effective tool to help shift your mindset from scarcity to abundance in order to live your financial dreams. 

In this article, I'll dive into what money affirmations are, how they work, and why you should consider incorporating them into your daily routine. 

I'll also share 100 money affirmations you can use to build better savings habits, accelerate your wealth, pay down debt and build a fulfilling, meaningful career.

So let's get started!